Buying a house is probably the largest purchase you’ll ever make. And probably one of the most complex. With thousands of mortgages available to choose from, without the right advice, finding the right one can feel a bit like looking for a needle in a haystack.

That’s where our expert advisors and brokers can help. We will:

Calculate and compare all the costs involved so you don’t end up paying over the odds.

Explain how the different types of mortgages work and help you find the one that will suit your needs and financial circumstances.

Help you prepare and get all your paperwork in order to give you the best chance of being accepted for a mortgage.

Additional benefits

Independent advice We’re independent which means our Cambridge team work hard to secure you the best deal available in the UK- not estate agents or lenders.
Better deals We have access to thousands of lenders and private banks, many offering exclusive products that aren’t available online or on the high street. And our friendly brokers and advisors have the knowledge to offer advice on the deal that’s best for you.
Save money We pride ourselves on saving you money. We scour the market, compare deals and crunch the numbers to make sure you end up with the right product at the right price both now, and in the longer term.
Buyer's protection We’ll give you up to £400 back from valuation and survey fees if your sale falls through, once you’ve started working with us.
Transparent fees We charge £100 fee submission fee for mortgages, which represents our commitment to finding you the right product and doing everything we can to ensure a speedy completion. We charge a further £150 once your mortgage completes.
Good communication We look at your personal circumstances and will guide you through the best available options. We always explain the reasons for our recommendations and are here to offer help and advice.
Peace of mind We are authorised and regulated by the Financial Conduct Authority, which means our team of advisors and brokers act with integrity with your best interests at heart at all times.
Flexible appointments We’re not just 9-5, our advisors and brokers will fit meetings around your busy lifestyle. And of course we are always here in our Cambridge office at the end of the phone, to offer advice and guidance.
  • "Your assistance in helping me obtain a mortgage was much appreciated and I hope to finalise my purchase in the coming two weeks. When the opportunity arises I will recommend your company.

    Richard Roberts
  • "Many thanks to you and your team for all your help with the remortgage, it’s been much appreciated.

    Elizabeth Davies
  • "Thanks so much for the support you gave me while purchasing a property in Cambridge. It was my first time buying property here and the process went very smoothly thanks to you.

    Tony Lin

Latest mortgages posts

New Landlords: 10 Costs To Consider.

Are you thinking of becoming a landlord in Cambridge?  If you’re new to the buy-to-let market and property investment read on for our financial advice to make sure you aren’t caught on the hop.  You should always keep a reserve of money for…

  1. Repairs: If something goes wrong or breaks, in some cases it’s up to you to pay for the repairs. e.g. costs for a plumber to fix a leak, or to replace a broken appliance. Do keep all receipts for repairs you’ve paid for, as these could be tax deductible.
  2. Mortgage repayments: If you don’t own your property outright, you’ll still need to pay your mortgage even if you aren’t getting rental income.
  3. Bringing your property up to standard: You’ll need to spend a bit of money to make sure it’s up to code. Includes fire safety precautions, electrical upgrades & more. There are extra compliances to consider if it’s going to be a ‘House in Multiple Occupation’. Legislation does change so you have to keep abreast of laws pertaining to rental properties.
  4. Refurbishment costs: e.g. painting and decorating. You may need to refresh the decor between renters.
  5. Agency fees: letting an agency handle your property means you don’t have to be ‘on-call’ for tenants. It also reduces some of the admin work. The typical charge is 10-15% of the rent, another cost to consider.
  6. Furniture: If you’ve decided to rent your property as ‘furnished’, you need to ensure sofas are fire resistant (and have the fire safety label attached). You’ll also need budget to replace furniture that becomes damaged or unsafe as a result of wear and tear.
  7. Insurance: tenants usually take on the responsibility for most monthly bills like gas and electricity but you are responsible for sorting out (and paying for) buildings insurance.
  8. Energy performance certificate: costs between £50 – £100 and is a legal requirement if you’re renting or selling a property. It lasts 10 years, so you don’t need to renew it for every tenancy.
  9. Membership of a Landlord Association: an optional consideration. They charge anywhere from £50 to £184 per year, depending on which one you choose and which level of membership you go for.
  10. Solicitors’ fees: it’s a good idea to get your tenancy agreement looked over by a legal professional to ensure it’s watertight. If you join a landlord association, you’ll may have access to solicitor-approved tenancy agreements.

Our team of advisors have decades of experience sourcing and managing buy-to-let mortgages, we are independent so have access to the entire buy-to-let mortgage market. Whether this is your first or 50th property investment we have the skills and expertise to guide you through your purchase.