At Limetree Financial Services we receive enquiries on a daily basis from clients looking for mortgages where their income may not be as straightforward. We see salaries coming from a variety of sources, such as employed income , Self-employed , clients on short-term or long-term contracts, and clients working family businesses.
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In a market known for intense underwriting and rigorous checks on a client’s affordability it has been proven that we can get clients a mortgage offer in a matter of hours, and we are talking about on a property purchase!
There has been more innovation in the last 18 months, than in the last 18 years in the mortgage industry, and this new tool, the mortgage eligibility checker , is an interesting development.
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Some recent surveys have indicated that the buy-to-let market has doubled in a decade. If this true, could now be the right time to join growing numbers of private landlords with a buy-to-let mortgage?
Buying your first house in today’s property climate is no easy task, but it is certainly a rewarding one. Millennials don’t have it all on a plate, and it takes a lot of determination, not to mention giving up those sacred avocado toasts ;). Whilst you might see buying your first home as a long way off, it’s never too early to begin preparing. You can look into different schemes which might help you to get your foot on the ladder earlier than expected, and it’s good to know exactly what buying a house entails. Know where you stand, and if the dream of buying a house is actually closer than you may think!
