Financial mortgage advice, insurance brokers & advisors in Cambridge

Mortgages

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High net worth

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Insurance

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Wills

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With over 75 year’s industry experience, Limetree Financial Services are a friendly team of brokers who provide impartial financial advice. Whether you need information on a mortgage or an insurance policy, whatever your requirements, we are a friendly Mortgage Broker Cambridge based and have the knowledge to help guide you through this complex area.

We understand the stress involved in buying a house so whether you are a first time buyer or an experience property owner, our brokers will listen to your requirements, ensure you understand the process and create a bespoke personal service that is perfect for you.

We pride ourselves on our depth of knowledge and high standard of customer service and can offer advice on the correct insurance policies for your new or existing property specific to your lender’s requirements. We explain the policy options open to you in a language you understand and ensure that you only take out the cover you need. From buildings to content insurance, we can advise on the most suitable policy for you.

From our Cambridge office, our advisors have a wide knowledge of the mortgage and insurance markets therefore can offer you the best deal available. As independent financial advisors we have access to a wide range of insurance and mortgage brokers therefore with no allegiance to a particular lender or underwriter, you are guaranteed the best deal available, including exclusive offers that are not available on the high street or online.

Being open, honest and transparent in our approach, we are also authorised and regulated by the Financial Conduct Authority so you can rest assured we will always act with integrity and a high level of professionalism.

So if you would like advice about mortgages or insurance packages, or would simply like some impartial guidance on our services, please don’t hesitate to get in touch. Give our friendly advisers a ring today on 01223 266140.

  • "Along with David they both pursued my case professionally but relentlessly until we secured the borrowing. The Limetree team are conscientious, knowledgeable, personable and dedicated. I would wholeheartedly recommend their services to my family and friends.

    Tessa Bolyn
    Huntington
  • "My borrowing requirements were complex and challenging, I had sought advice from many brokers but kept being told that my case was implausible. When I approached James, he had a very different and very positive outlook from the offset, he kept exploring options until he located a lender that was open to my criteria.

    Vanessa Comyn
    Cambridge
  • "Thanks so much for the support you gave me while purchasing a property in Cambridge. It was my first time buying property here and the process went very smoothly thanks to you.

    Tony Lin

Latest blog posts

Why using an adviser for insurance cover is worth the investment.

It is very common for people to turn to comparison sites to research life cover and home insurances.  It’s easy and convenient, but you may be unaware of the consequences of getting the wrong type of cover. If you don’t know what you’re looking for, you’ll usually be offered fairly generic polices.

If you want a policy that meets your individual circumstances, it is always a sensible idea to seek expert advice. An independent adviser can give you guidance on the products that best suit your needs and discuss options within your budget.

Here are a few reasons why going to an adviser for your protection is a smart decision:

  • Understand your options better: Insurers won’t always offer you every type of cover when you go directly to them. Advisers can help point out the types of cover available from the insurers and help you to work out what you need.
  • Obtain the correct cover: An adviser will ask you about your personal circumstances to find you the right policy. They will also be able to tell you if you’re already covered by your existing insurance policies so your covers do not overlap, and they will often get you a good deal by comparing prices and product features.
  • Receive specialist advice: On comparison sites you might not find cover for an area you need cover for – like income protection – that needs to be tailored to suit your needs, or a critical illness policy if you have a specific medical condition.
  • More easily complete the medical underwriting process: Everyone is medically underwritten for insurance. This means that on application you’ll be asked a series of medical questions to determine your health and the level of risk you present to the insurer; and sometimes insurers require further medical evidence in the form of a GP report or a medical exam. This is where having an adviser is useful, as they can guide you on the best provider for you given your disclosures. An adviser can also manage your expectations on time frames and the potential outcome if it is something that may affect what you are offered (an exclusion, or an increased premium for example).