New Rules for Lenders on Buy-To-Let Landlords from the Bank of England
The Bank of England (BoE) is introducing new mortgage regulations for landlords. They will come into effect from the 30th September 2017. It will mean that when applying for mortgages for new properties, most landlords with three or more mortgaged properties that they rent out, will need to give much more information regarding their existing […]
What Will Divorce Mean for Your Mortgage?
Going through a divorce is a really tough time for everyone involved. And unfortunately it can be made even more difficult when dividing up your assets. Deciding what happens to your family home will probably be one of the biggest financial decisions you will face. If you know what solutions are available to you and […]
Want to Release Some Equity for Home Improvements? Here’s How…
Owning your own home is a great joy for many, but it does come with its responsibilities. Over time, your home will not only need general maintenance work, but you may find you want to make changes and improvements. For homeowners who are coming to the end of their mortgages, or have indeed cleared them, […]
Think you’re not able to get your foot on that property ladder? Think again!
In the current climate, many people see home ownership as an impossible dream. Trying to get a foot on the property ladder can be a real struggle. Many people are leaving university with a huge debt behind them and starting low paid, entry level first jobs. Being able to save enough money for a deposit […]
Amazing New Mortgage Deals Released
Last month saw the release off two great offers from different banks, making it even more achievable for you to own your own home. The Bank of Ireland UK has announced a range of 95% loan-to-value (LTV) mortgage deals to replace the government’s Help to Buy mortgage guarantee scheme which came to a close at […]
Major lender to pay first-buyers’ stamp duty
First-time buyers spend years struggling to save enough for a house deposit and often the stamp duty tax is a step too far. A new mortgage giving prospective home buyers a helping hand has just been launched by a major lender and as a result, another barrier to owning your first home has been lifted. […]
House prices rise fastest in the East of England
If you own a house in the East of England, the good news is it could be worth considerably more than it did one year ago. According to the latest figures published by the National Office of Statistics, annual growth in house prices in the region rose by 13.3% in the year to August 2016, […]
Is this the start of Brexit blues?
It’s now nearly three months from the shock result of UK to leave the EU. We’ve been told that “Brexit means Brexit”, but for the time being, nobody seems to know exactly what will happen next – politically or economically. In terms of property, such uncertainty breeds uncertainty – and borrowing has dropped considerably. According […]
Location, location, location: where’s best at what age?
Have you ever wondered about retiring somewhere different? Or what place might be the best to bring up the kids? According to two recent surveys, for family life the East of England comes out top, but for retirement you might want to look West or South. uSwitch.com has just published its first ever Better Family […]
Fancy a seven-year fix?
Amidst all the turmoil of the last few months and what it all means for our economic futures, it’s good to know that you can count on certain things. So that’s why I was interested to hear about Coventry Building Society launching a new seven-year fixed rate interest rate of 1.99%. But to get that […]
