Dispelling the “Help to Buy” Myths
Many people are confused or uncertain about the basics concepts around the government’s Help to Buy (HTB) scheme. In our experience, HTB presents a fantastic opportunity for home buyers to take their first step or move up a rung on the housing ladder. As mortgage brokers we are asked a lot of questions about HTB […]
Stipend Income
At Limetree Financial Services we receive enquiries on a daily basis from clients looking for mortgages where their income may not be as straightforward. We see salaries coming from a variety of sources, such as employed income , Self-employed , clients on short-term or long-term contracts, and clients working family businesses.
Mortgage offer issued in 24 hours!
In a market known for intense underwriting and rigorous checks on a client’s affordability it has been proven that we can get clients a mortgage offer in a matter of hours, and we are talking about on a property purchase!
Our views on the latest mortgage eligibility checker
There has been more innovation in the last 18 months, than in the last 18 years in the mortgage industry, and this new tool, the mortgage eligibility checker , is an interesting development.
Are You Tempted To Join The Buy-to-Let Market?
Some recent surveys have indicated that the buy-to-let market has doubled in a decade. If this true, could now be the right time to join growing numbers of private landlords with a buy-to-let mortgage?
Top Tips for Millennial First Time Buyers
Buying your first house in today’s property climate is no easy task, but it is certainly a rewarding one. Millennials don’t have it all on a plate, and it takes a lot of determination, not to mention giving up those sacred avocado toasts ;). Whilst you might see buying your first home as a long […]
Recent Changes To Stamp Duty Could Make Life Easier For 1st Time Buyers!
This week has seen changes to the UK budget that could make pathways to home ownership for 1st time buyers better than we’ve seen for a long time. As always we were given a few tit-bits of information prior to the budget being officially released by Chancellor Phillip Hammond and these leaks made us hopeful […]
Christmas is coming! Get your mortgage now!
Yep, we’ve said it. Christmas will be here before you know it and just as now is the time to start planning your presents, it’s also the time to get cracking if you really want to be eating turkey in your new abode. December 25th represents a significant deadline for some people. Spending the festive […]
The Nation’s Self-Employed are at Risk of Financial Crisis
It was recently discovered that approximately two million of the UK’s self-employed can’t afford to save a penny each month. Only 4% have income protection insurance to cover their outgoings if they find themselves unable to work for any reason, which would leave them struggling to cope financially. With so much at stake and the […]
Getting a Mortgage too Daunting for You? Read on!
Getting a mortgage is one of the biggest and scariest commitments you’ll ever make in your life. Once you’ve taken the plunge, it’s true you could be liable for an awful lot of money, but the benefits of having a mortgage can far outweigh the risks. It can be tempting to stick to renting, there […]
