Buying your first home is one of the most exciting things you can do. It can also be one of the most stressful. In today’s competitive property market, first time buyers have to work hard to meet the criteria that lenders set. There are a vast array of mortgages on the market offered by a wide range of providers which can be confusing. As it is such an important purchase it can be difficult to know where to start, this is where the friendly team from Limetree in Cambridge can help.

We advise on the best first time buyer mortgages for you


We have over 75 years’ industry experience and have a vast knowledge of the first time buyer mortgage market. As an independent financial advisor and mortgage broker we don’t have allegiances with particular lenders so you can be sure you will get the best deal available on the market that is perfect for you. We can help you understand the choices that are open to you and advise you on the best first time buyer mortgages that suit your situation.

As a first time buyer you may not be familiar with the buying process but there is no need to worry, we help you every step of the way and ensure you are kept informed at every stage. Before we begin researching first time buyer mortgages that will be available to you, we will work out how much you will be able to borrow. Then we will search the market and ensure you understand how the interest rates and different mortgage offers will affect your monthly payment.

Our friendly team can help you get onto the property ladder and hopefully help you avoid some of the stress involved. Their guidance will be invaluable and your own personal advisor will ensure your individual needs are met. Being a first time buyer has its advantages as, despite the difficulties currently being faced, there are great deals in the competitive market place and we are here to help you take advantage of them.

So if you are ready to take the first step to get into the property market today then call one of our friendly advisors who can offer mortgage advice to help you reach your goal.

Latest first time buyers posts

Four BIG reasons to save for a BIGGER house deposit

1. Cheaper monthly repayments – the bigger your mortgage deposit, the smaller your loan will be. The smaller your loan is, the cheaper your monthly repayments will be.

2. Better mortgage deals – a larger deposit will also make you less risky for mortgage lenders and they’ll generally offer you lower interest rates.

3. Improved chance of being accepted – lenders calculate if you can afford the mortgage repayments. If you put down a big deposit it’s more likely you will pass as the monthly repayment will be affordable.

4. Less risk –if you own more of your home you are less likely to fall into ‘negative equity’. Being in negative equity can make moving or remortgaging very difficult.

Watch out for our “Tips for saving a deposit” blog coming soon!