Mortgage Market Base Rate Rises
Following the Chancellor’s mini-budget and the Bank Of England’s decision to increase the base rate last week, we are seeing unprecedented times in the Mortgage Market. Some Lenders are currently withdrawing rates with little or no notice as they respond to the unpredictability of the market. Many are then assessing the situation before launching new […]
New Landlords: 10 Costs To Consider.
Are you thinking of becoming a landlord in Cambridge? If you’re new to the buy-to-let market and property investment read on for our financial advice to make sure you aren’t caught on the hop. You should always keep a reserve of money for… Repairs: If something goes wrong or breaks, in some cases it’s up […]
Limetree Director is listed as a Top 5 Mortgage Adviser in East of England
Company Director, Michael Taylor-Brown was included in Vouched For 2020 Guide to the UK’s Top Rated Advisers over the weekend. As a seasoned mortgage adviser Michael and valued team member Michael became a company director in 2019. He specialises in first and next time mortgages. We couldn’t be be more proud that he has been acknowledged […]
Top Tips for Selling Your House Fast – winter edition.
If your house has been on the market for a while or if you are concerned about going on the market during winter months here is our advice for getting your house sale moving. Tackle DIY. Everyone has some minor, nagging defects in their home which they are putting off fixing. While you might write […]
Why using an adviser for insurance cover is worth the investment.
It is very common for people to turn to comparison sites to research life cover and home insurances. It’s easy and convenient, but you may be unaware of the consequences of getting the wrong type of cover. If you don’t know what you’re looking for, you’ll usually be offered fairly generic polices. If you want […]
Five Tips for Saving Toward a Bigger Deposit
We know that it can be hard to find the extra money every month to save towards your first or next home. We’ve compiled these five tips – some of them a bit easier than others – that you could implement to save money. Reduce your food bills – some simple meal planning will help […]
Four BIG reasons to save for a BIGGER house deposit
1. Cheaper monthly repayments – the bigger your mortgage deposit, the smaller your loan will be. The smaller your loan is, the cheaper your monthly repayments will be. 2. Better mortgage deals – a larger deposit will also make you less risky for mortgage lenders and they’ll generally offer you lower interest rates. 3. Improved […]
Our A-Z of Mortgage Jargon
The language of the property industry is filled with acronyms and terms that both seasoned property owners and first time buyers may not be familiar with. With new government schemes and lender promotions the vernacular often changes, with this guide we focus on mortgage jargon and aim to keep our clients up to date with […]
Five tips to help secure the best mortgage for you.
As experienced mortgage brokers we’ve spoken with many people with very different financial situations. There are five things that everyone should do, regardless of how deep your pockets are, to maximise your chances at getting the best mortgage. Save the biggest deposit you can: Mortgage lenders reserve the best rates for people who can deposit […]
First time buyers increasingly reliant on the “Bank of Mum and Dad”.
Are you a parent or relative wanting to help your family to purchase their first home in the Cambridge area? As local mortgage brokers we are seeing an increase in the number of parents helping or wanting to help their children take their first step on the property ladder. In 2018 over 310 000 first […]
