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How Much Life Assurance Do I Need?

Limetree Financial Services Limited

How Much Life Assurance Do I Need?

The cost of life assurance depends on two factors:

  1. How much cover do you want?
  2. How long you want it for?

Then you age, sex, occupation, health and smoking habits are taken into consideration.  The other issue affecting life insurance premiums is your medical history and current state of health.

Mortgages

How much mortgage cover do I need & for how long?

You need to cover the amount of the outstanding debt, up until the debt is paid off.

What type of cover do I need?

 Is your mortgage a repayment one? If so, you need a Decreasing Term Assurance policy.

Or is it an interest-Only mortgage, in this case you need a Level Term Assurance policy.

Alex Pangratiou worked for Limetree Financial Services until April 2012. Feel free to contact another member of our team for help or advice.

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Thanks so much for the support you gave me while purchasing a property in Cambridge. It was my first time buying property here and the process went very smoothly thanks to you
Tony Lin
My borrowing requirements were complex and challenging, I had sought advice from many brokers but kept being told that my case was implausible. When I approached James, he had a very different and very positive outlook from the offset, he kept exploring options until he located a lender that was open to my criteria.
Vanessa ComynCambridge
Along with David they both pursued my case professionally but relentlessly until we secured the borrowing. The Limetree team are conscientious, knowledgeable, personable and dedicated. I would wholeheartedly recommend their services to my family and friends.
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About Us

With over 75 year’s industry experience, Limetree Financial are a friendly team of brokers who provide impartial financial advice.

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Cambridge Office
  • 4 Trust Court Vision Park Histon
    Cambridge CB24 9PW
  • 01223 266140

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK

A fee for mortgage advice will be charged. This fee will typically be £399 but the exact amount will be dependent upon your circumstances.

Lime Tree FS (Cambridge) Ltd is an appointed representative of PRIMIS Mortgage Network, a trading Name of Personal Touch Financial Services Ltd.  Personal Touch Financial Services Ltd is authorised and regulated by the Financial Conduct Authority

Lime Tree FS (Cambridge) is registered in England and Wales. Registration number – 13260889. Registered office address – 4 Trust Court, Histon, Cambridge, Cambridgeshire, England, CB24 9PW

The guidance contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK

Copyright © Limetree FS (Cambridge) Ltd