Insurance Guide

Limetree Financial Services Limited

Insurance Guide

This is only a brief summary. For the full guide click below.

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Some insurance is a legal requirement when you get a mortgage. Some is just strongly advised. We can help you find the following:

Building and contents insurance

  • Buildings insurance – to cover damage to your property
  • Contents insurance – to cover the contents of your property

Life insurance

  • Level term life assurance – pays out a set amount if you die
  • Mortgage decreasing life insurance – pays off your remaining mortgage if you die
  • Critical illness cover – covers the event of serious illness
  • Income protection insurance – covers no longer being able to earn an income

Investment plans

People with interest-only mortgages invest money so that they can pay off the capital of the mortgage when it matures. Examples of investment plans:

  • Endowments
  • Personal pension plans
  • Individual savings plans

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