The buy to let mortgage is also known as an investment mortgage and is aimed at borrowers who plan to let out their property to a third party. You may be a seasoned landlord or new to the buy to let market, either way Limetree Financial Services in Cambridge are here to help you get the best deal available.

Purchasing a buy to let property has become more and more popular. Despite a fluctuating property market, buy to let is still seen as a strong investment opportunity for the future. It may be a step towards being a full time landlord or it may be a way of securing finance for your retirement.

Our Cambridge team of advisors have over 75 years’ industry experience and have the knowledge to find the best deals available on the market. There are many competitive buy to let mortgages and our independent advisors have access to offers that are not available on the high street or online. Regardless of whether you are an experienced investor or becoming a landlord for the first time, we can help you every step of the way.

Our impartial advice means that we have not committed to working with particular lenders so we can look at the whole mortgage market place and seek out the most suitable deals for you. We speak in a language that you will understand so don’t worry about getting confused by industry jargon and our team are so friendly you will never feel uncomfortable asking even the most basic questions. We are here to help and your success is our success.

From advice on deposits, rental income and investment potential we have the knowledge to offer you guidance so you have a clear understanding of buy to let mortgages and whether this type of investment is the right one for you. Our team of advisors also understand that the whole process of buying a property is a stressful one so they will go out of their way to ensure your experience is as smooth as possible.

We don’t work 9-5 and therefore can fit around your schedule. We know how busy life is so if there’s a way to make it easier for our clients then we do it. You will also have peace of mind as we are regulated by the Financial Conduct Authority ensuring honesty and integrity in everything we do.

We offer a bespoke and personal service, we treat every client as an individual and it’s crucial to our company ethos to ensure good communication and an open and transparent service that’s perfect for you.

Latest buy-to-let posts

Landlords Can Now Cover Rental Shortfall With Personal Income

Back in February our blog included a story about Barclays’ plans to let landlords cover rental shortfalls with personal income. We can now update you on recent developments: the bank has just scrapped its old B2L mortgages to make way for this new approach.

Now, Barclays puts landlords through an affordability assessment to find out whether rental will be met. Where there’s a shortfall, landlords can still potentially get a mortgage if they have enough disposable income to plug the gap. If applications were not completed by July 24th, landlords need to re-submit under this new assessment criteria.

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